017 INCIBE
Money mule
They pay in, you forward “for a cut”. That money is another victim’s. It can be laundering.
Criminal code art. 301: up to six years. Madrid Nov 2025: mule ring over €70,000.
Job-ad bait on WhatsApp: receive and forward. The bank can close your account.
Don’t touch a strange incoming transfer. Call the bank and report.
How the scam is built
Hurry + fake authority + a channel you do not control (link, PDF, AnyDesk, reverse Bizum, new IBAN). Check on the channel you already trust: the app you installed, the number on the card, a .gob.es address you type yourself.
What to do
- Do not tap the link in the message. Type the site or open the installed app.
- Never read out an SMS code. Never paste a 12-word seed in a chat.
- 017 INCIBE. Report at denuncias.policia.es or a police station.
- hola@safe.madrid — no passwords, no ID photo.
safe.madrid summarises INCIBE, Police, CNMV and AEMPS alerts. It is not those agencies.
