Fake government or bank site

Google ads, SMS and mail clone AEAT, Social Security, DGT, SEPE, Cl@ve, CaixaBank, Santander, BBVA, Correos. They want Cl@ve, the bank SMS or a “small fee” to unlock a file.

Real tax office does not collect in Bizum or crypto. Police do not open a case from a PDF. The bank does not ask for a signing code via SMS.

You type the address or open the app you installed months ago. AEAT = sede.agenciatributaria.gob.es. See Official sites.

How the scam is built

Hurry + fake authority + a channel you do not control (link, PDF, AnyDesk, reverse Bizum, new IBAN). Check on the channel you already trust: the app you installed, the number on the card, a .gob.es address you type yourself.

What to do

• Do not tap the link in the message. Type the site or open the installed app.
• Never read out an SMS code. Never paste a 12-word seed in a chat.
• 017 INCIBE. Report at denuncias.policia.es or a police station.
• hola@safe.madrid — no passwords, no ID photo.

safe.madrid summarises INCIBE, Police, CNMV and AEMPS alerts. It is not those agencies.