017 INCIBE
Reverse Bizum
They do not send money. They send a request. If you accept, you pay.
INCIBE: a real incoming Bizum does not ask you to tap Accept. Cap €1,000 per shot, €2,000 a day.
Typical case: you sell a car, “€500 deposit”, you accept, you just paid. Cádiz Jun 2025: 16 arrests, ~€488,000, 200+ victims.
New marketplace profiles + haste. Screenshot, bank, 017. Do not delete the chat.
How the scam is built
Hurry + fake authority + a channel you do not control (link, PDF, AnyDesk, reverse Bizum, new IBAN). Check on the channel you already trust: the app you installed, the number on the card, a .gob.es address you type yourself.
What to do
- Do not tap the link in the message. Type the site or open the installed app.
- Never read out an SMS code. Never paste a 12-word seed in a chat.
- 017 INCIBE. Report at denuncias.policia.es or a police station.
- hola@safe.madrid — no passwords, no ID photo.
safe.madrid summarises INCIBE, Police, CNMV and AEMPS alerts. It is not those agencies.
